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USDA Home Repair Program
USDA Rural Development State Office

Program Overview

USDA Home Repair Program is a program intended to serve individuals with home repair needs. Program can either provide a grant or a loan to homeowners. Funds can only be used to remove health and safety hazards or to provide accessibility in the home. Nationwide.

Who is eligible for this program?

Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. Income limits vary for both the grant and the loan. For more information, contact USDA at 785-271-2723. Program funds must be used to repair, improve, or modernize dwellings or to remove health and safety hazards. Grant funds are only available to homeowners aged 62 or older who cannot repay a loan. This includes repairs or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Is this program for first time buyers only? No

Property Eligibility Requirements

All towns less than 10,000 population and most towns less than 20,000 population. For more information, visit www.rurdev.usda.gov/ks/offices.htm. The sales price cannot exceed $ N/A.

Benefit Details

Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and a maximum lifetime grant assistance is $7,500 to any eligible person. Benefit: Lifetime grant assistance cannot exceed $7,500. Loans are amortized up to 20 years and carry a 1% interest rate. Loan amount cannot exceed $20,000. Homebuyer Counseling / Education Required: NO Owner Occupancy Required: Yes

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.