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VA Direct Home Loans for Native American Veterans living on Trust Lands
Department of Veterans Affairs

Program Overview

VA Direct Home Loans for Native American Veterans living on Trust Lands is a program that provides Native American Veterans with a reduced-rate mortgage loan with no down payment. The land must be on Native American Trust Land. The program is available in Jackson County, Missouri on the Potawatomi Reserve.

Who is eligible for this program?

This program is available to eligible Native American Veterans who wish to purchase or construct a home on trust lands. The income of a Veteran and spouse, if any, must be stable and sufficient to meet mortgage payments, cover other expenses of owning a home, take care of other obligations and expenses and must have enough left over for family support. This program is to be used toward the purchase, construction, or improvement of a home on Native American Trust Lands. Is this program for first time buyers only? Yes

Property Eligibility Requirements

The sales price cannot exceed $ 80,000. Allowable property types: Single family residence, manufactured homes on permanent foundations.

Benefit Details

Up to $80,000 or the cost of the home, whichever is less, is available. Benefit: This program provides a reduced mortgage rate with no down payment requirement to Native American Veterans. Loan Term: 30 years Owner Occupancy Required: Yes Other Program Comments: Homebuyer Counseling/Education may be required depending on the tribe.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.