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Johnson County


Johnson County Housing Services 3435 Broadway
Kansas City Missouri 64111

Program Overview

Johnson County ADDI Program is a program that provides up to $10,000 down payment and/or closing cost assistance for first-time home buyers. This program is available in Johnson County in Kansas.

Who is eligible for this program?

The homebuyer must live in the residence for 5 years, and cannot exceed certain income limits. Buyer must contribute at least 1% of the purchase price or $500 of their own money in the purchase transaction. Buyer must qualify for a fixed-rate mortgage loan (15 - 30 year term). Houshold income can not exceed 80% of Area Median Income.

The forgivable loan is to be used toward down payment and approved closing costs.
Maximum % of Sales Price: 6%
HUD Median Income Limits: 80%

Is this program for first time buyers only? Yes

Property Eligibility Requirements

Property must be located in Johnson County in Kansas.

The sales price cannot exceed $ 204,250.

Allowable property types: Single family residence, manufactured homes on permanent foundation, condo, town home, or one unit of a duplex.

Benefit Details

This program provides assistance to the buyer of an amount of 6% of purchase price up to $10,000 assistance.

Benefit: Down payment and closing cost assistance in the form of a forgivable loan. The loan is forgiven 20% each year and is retired after 5 years of occupancy.
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Homebuyer education and counseling provided by El Centro, Inc. Buyer must use a participating lender. The property must pass Johnson County Quality Standards.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

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