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City of Overland Park Home Improvement
Valley View Bank

Program Overview

City of Overland Park Home Improvement is a program that provides a low interest rate loan to residents of Overland Park, Kansas. Persons must own and occupy either a one or two-unit property that needs exterior home improvement.

Who is eligible for this program?

At closing you must have a current photograph of project area to be improved, a contractor's cost estimate or a written list of improvements and costs, and any required permits. Income limits for this program are; 1 Person - $47,900, 2 Persons - $54,700, 3 Persons - $61,600, 4 Persons - $68,4000, 5 Persons - $73,900, 6 Persons - $79,300, 7 Persons - $84,800, 8 Persons - $90,300. Exterior Repairs Is this program for first time buyers only? No

Property Eligibility Requirements

The property must be in Overland Park, Kansas. Allowable property types: One to two unit dwellings.

Benefit Details

This program provides a minimum of $1,000 per loan, with a maximum of $15,000. Benefit: Current interest rates are as follows - 3-yr loan: 3.40%; 4-yr loan: 4.25%; 5-yr loan: 5% Loan Term: 3 -5 years Homebuyer Counseling / Education Required: No Owner Occupancy Required: Yes Other Program Comments: Program renews rates and income limitations July1 2009

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.