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KCMO Housing and Community Development Dept.


Coleman McClain City of Kansas City Missouri 414 E. 12th St.
Kansas City Missouri 64106

Program Overview

Kansas City Dream Program is a program provides qualified applicants with a forgivable loan of up to 20% of the sale price of the home (up to $20,000). 10% of the loan is forgiven each year for 10 years (as long as the property remains the buyers primary residence). No payments are due on this forgivable loan. Please contact Coleman McClain for specific details on approved neighborhoods in Kansas City.

The application fee is $ 0.

Who is eligible for this program?

Must meet income requirements and be a first time buyer or the equivalent. Maximum income by family size: 1 person -$39,150 2 people - $44,750 3 people - $50,350 4 people - $55,900 5 people - $60,400 6 people - $64,850 7 people - $69,350 8 people - $73,800

For down payment assistance.
Maximum % of Sales Price: 20%

Is this program for first time buyers only? Yes

Property Eligibility Requirements

Must be in Target areas. Heart of the City, Truman, Swope all the lesser of 20% of purchase price or $20,000. Hickman/Ruskin, Downtown, Briarcliff/Winwood - lesser 20% of purchase price or $20,000. City-wide, outside of target area- lesser of 10% of purchase price or $10,000.

The sales price cannot exceed $ $133,00 for existing home and $150,000 for newly constructed home.

Allowable property types: Single Family Residence

Benefit Details

Assistance is in the form of a second mortgage loan at 0% interest, forgivable after a period of time. 20% of purchase price or $20,000 maximum

Benefit: Down Payment assistance in the maximum amount of $20,000 or 20% of purchase price.
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:10/31/14 per website KC Dream Home Program is not accepting reservations for funding at this time

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

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