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USDA Direct Loan
USDA Rural Development State Office

Program Overview

USDA Direct Loan is a loan that provides 100% financing with no private mortgage insurance. Must qualify through local Rural Development office. Program may also pay a portion of the mortgage interest, based on income. Nationwide

Who is eligible for this program?

Must meet income requirements and qualify for the loan. For more information, call 785-271-2723.

Pay for a portion of mortgage interest.

Is this program for first time buyers only? Yes

Property Eligibility Requirements

Nationwide

Allowable property types: Single Family, Duplex, Condo, Manufactured Home

Benefit Details

Loan is fixed-rate. Rate is provided by local Rural Development office. Varies, based on income.

Benefit: 100% financing and no private mortgage insurance.

Loan Term: 33 year years

Homebuyer Counseling /
Education Required: No

Owner Occupancy Required: Yes

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

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